A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.